Cognition Financial Corporation

First Marblehead provides outsourcing services for private, non-governmental education lending in the United States. The company helps meet the growing demand for private education loans by providing national and regional financial institutions and educational institutions, as well as businesses and other enterprises, with an integrated suite of design, implementation and securitization services for student loan programs tailored to meet the needs of their respective customers, students, employees and members. Its clients include JPMorgan Chase, Bank of America, HSBC, Wachovia and PNC. It also provides education financing programs to corporations, such as CVS, AAA and General Motors. Founded in 1991, First Marblehead is headquartered in Boston.